msmemory_archive: (Default)
msmemory_archive ([personal profile] msmemory_archive) wrote2004-01-22 10:56 am

Disrecommendation

Boch Toyota "on the Automile". Run away very fast.

On Monday, I wrote:
My car will be here soon. According to my new liaison at the dealership, it's on the ground and will be ready for me to test-drive RSN. I suggested that having it ready for me tomorrow evening would suit me very well

Today, they say it's been held up by a storm in the South, and isn't here yet. If I don't have a firm delivery date by Saturday, I believe I shall go down there and ask for my thousand dollars back.

Re: i know its a little late but...

[identity profile] metageek.livejournal.com 2004-01-22 05:14 pm (UTC)(link)
And people who would be competent enough to do the job well go into a selling field with higher profit and lower pressure and turnover...say, life insurance.

Oh...life insurance. Something bizarre I've learned about life insurance sales. I currently work at a company which does software to calculate commissions, etc., and insurance companies have this peculiar custom. When you make a sale, you get a commission for every single premium payment. Now, in itself, this makes some sense: company should pay you based on the total revenue they get from the policy, but they don't want to pay it as soon as you sign the customer up. But then most of them also say, OK, you can keep getting your commisions after you've left the company! So, if you've been selling for 30 years, you've got a pretty much guaranteed income (shrinking some over time, as customers die or drop their policies), and the motivation to sell just keeps fading.

Of course, the upside for me is that this means that insurance companies' compensation plans have vast numbers of transactions, so they're horrendously difficult to calculate quickly, and so they really need us. The only harder case I know of is 401(k)s, where, instead of, say, one premium per customer, twice a year, you have one payment per customer, twice a month.